Dynamic Discounting

Invest company liquidity profitably and risk-free with PlusAdvance's dynamic discounting

Thanks to PlusAdvance's dynamic discounting, you can strengthen the link with your supply chain by offering your suppliers the opportunity to speed up collection times for their already approved commercial invoices. Not only will you get discounts, but you'll also be able to ensure stability and financial security throughout your supply chain.

mockup di un pc raffigurante il servizio di dynamic discount nella piattaforma PlusAdvance
mockup di un pc raffigurante il servizio di dynamic discount nella piattaforma PlusAdvance

Actors involved

What is dynamic discounting?

Dynamic discounting is a service that falls within the scope of Supply Chain Finance and that allows companies in the supply chain to invest company liquidity by anticipating the payment of one or more invoices already approved to Suppliers who request it in exchange for a discount. The service is therefore a win-win for both parties and no manual skills are required as all processes are managed by PlusAdvance’s cloud technology platform.

How Dynamic Discounting works

The purchasing company chooses to invest its liquidity by anticipating the payment of already approved invoices to Suppliers who request it in exchange for a discount on the invoice.

1. Approva le fatture

PlusAdvance legge in automatico dal tuo ERP l’elenco delle scadenze che hai approvato per il pagamento senza modificare i tuoi processi amministrativi attuali.

2. Imposta i tuoi obiettivi

Dalla tua area riservata l’ufficio finanziario può rivedere parametri e obiettivi impostati scegliendo quanta liquidità mettere a disposizione dei fornitori.

3. Entrano i fornitori

Mettiti comodo perché pensa a tutto la piattaforma: i fornitori possono rivedere le loro fatture e scegliere se accelerare i tempi di incasso rispettando le tue condizioni.

4. Ottieni i risultati

PlusAdvance comunica al tuo ERP l'elenco delle scadenze da saldare al netto dello sconto concordato così la riconciliazione avviene in automatico.

Get the ethical claim that improves your ESG sustainability rating now

The supply chain leaders who offer PlusAdvance services to their Suppliers can include the activity in the Sustainability Report and in institutional communication through the use of an ethical claim validated by Bureau Veritas according to current legislation.

The advantages of PlusAdvance Dynamic Discounting

Questions & Answers

FAQs on Dynamic Discounting Management

Read all FAQs

Dynamic Discounting is a system that allows companies to pay their suppliers in advance, in exchange for a discount on the invoice price. In fact, you can consider dynamic discounting as an evolution of the traditional "cash discount" in which, however, negotiations take place in real time and take into account the exact days of advance of the invoice.

Dynamic Discounting offers several advantages, including the possibility for the company to invest liquidity without risk, to obtain a discount in exchange for the advance payment of invoices already approved, to improve the relationship with suppliers, to reduce the costs of managing invoices and to optimize the company's liquidity.

Traditional Dynamic Discounting works in a simple way: the company pays its supplier in advance, getting a discount on the invoice price, and the discount is calculated proportionally based on the actual days in advance. PlusAdvance's Dynamic Discounting is unique because, thanks to sophisticated proprietary algorithms, it allows the company to optimize the use of liquidity and, at the same time, to allow the supplier to negotiate and accept the best proposal in terms of selected invoices and proposed discount.

To use Dynamic Discounting, you need to have excess cash to invest throughout the year. If you're not sure if you can have it on an ongoing basis, don't worry: you can also connect alternative sources of financing such as confirming and advanced credit cards.

The payment methods provided by Dynamic Discounting do not vary from the agreements in place between the company and the supplier. Typically, the company makes the payment via bank transfer without changing its administrative processes.

Request a free consultation with our team of experts. We analyze your situation and show you the most effective solutions.

Find out in just a few minutes which is the ideal Supply Chain Finance solution for your specific goals

Are you ready to enjoy the PlusAdvance experience and revolutionize your working capital management?

Other solutions available and integrated with the Advanced Credit Card to optimize your working capital

mockup di un pc raffigurante il servizio di dynamic discount nella piattaforma PlusAdvance
mockup di un pc raffigurante il servizio di dynamic discount nella piattaforma PlusAdvance

Discover the other solutions that can be combined with dynamic discounting to optimize your working capital

Discover also the other solutions that can be combined with dynamic discounting to optimize your accounts payable cycle

Confirming multi-funder

WHEN YOU WANT TO SUPPORT THE SUPPLY CHAIN AND HAVE THE OPPORTUNITY TO DEFER

One or more financial institutions provide a ceiling to advance collections to suppliers who request it and, if necessary, to defer your payment times.

Advanced Credit Card

WHEN YOU WANT TO PAY SUPPLIERS WITH ONLY ONE CASH OUTFLOW

Solution developed with Mastercard

Use a credit card to be able to pay any supplier: they receive the credit directly by bank transfer and you have a usual cash spread over time.

THEY’VE ALREADY CHOSEN US

What they say about us

Discovery and Satisfaction

Initially we received the invitation to join from one of our clients and being a new tool on the market we were curious to know how it could improve our financial management. Today we understood that using PlusAdvance is extremely simple: we have accelerated collections from our customers several times and we are very satisfied. Now we decide when customers pay us and it is a very useful tool that we recommend.
IGAM SpA
Clothing supplier and leader in the production of underwear and sleepwear

Useful and handy platform

We have found PlusAdvance extremely useful and convenient for tracking payments, making our credit management easier.
logo Liner Italia
LINER ITALIA INTERNATIONAL SPA
leader in the production of pizza boxes

With PlusAdvance, you can launch your own customized Supply Chain Finance program. And we're here to help.

Request a free consultation

We analyze your situation and show you the most effective solutions

You may also be interested in...

Solutions to cash out faster from your buyers

Thanks to PlusAdvance, you can create your own customized program, also integrating solutions to optimize collection times.

Solutions for the Active Cycle

logo PlusAdvance ottimizzato per visualizzazione mobile
logo PlusAdvance ottimizzato per visualizzazione mobile