Thanks to PlusAdvance's Card2Account technology, you can start a virtual credit card program to speed up invoice collection times without changing your existing administrative processes and without negatively impacting your customers' cash flow.
Solution developed with MasterCard 
With the Card2Account technology available on PlusAdvance, businesses can convert credit card payments into bank transfers, simplifying and making the entire payment process more efficient. This allows companies to receive timely collections through wire transfers, while their main customers benefit from the deferral offered by the credit card, without negatively impacting cash flow.
Upload your invoices and, after your customer's approval, speed up the collection by bank transfer on the first available date. Thanks to the deferral guaranteed by the credit card as a payment method, customers keep their cash flow in balance. All quickly and uncomplicatedly.
Start your journey on PlusAdvance. Invite your clients to register and link their credit card.
Add your invoices with ease. You can also upload pro forma invoices pending official issuance.
Customers verify and approve the invoices, setting the payment date according to the agreements.
PlusAdvance converts the customer's card payment into a direct transfer to your IBAN.
Get a receipt for each transaction and monitor collections with your clients in real-time.
Your customers can take advantage of every credit card associated with their business. However, to speed up the launch of your project, we can connect you with issuers already in partnership with PlusAdvance for a quick analysis of your customer portfolio.
Get paid quickly, improving cash flow and business liquidity.
Maintain your collection reconciliation routine without additional complications thanks to Card2Account
Maximize your cash flow with transparent and easily predictable costs
Manage everything online, without the need for IT integrations. For zero dexterity, integrate only when you want.
Compatible with other products available on PlusAdvance to optimize working capital
Alternative to traditional invoice disposal products without accumulating financial debts
Pay with your credit card, thanks to the deferral offered you support your supplier and have no impact on cash flow
No hidden costs or commissions while maintaining transparency in transactions
Approve uploaded invoices with one click, easily integrating the process into your standard workflow
With Card2Account, you can anticipate the collection from your customers by taking advantage of the deferral offered by the credit card, but maintaining the simplicity of bank transfers. Basically, you optimize your cash flow without impacting that of your customers. For example, if an invoice is due in 90 days and the card offers 60 days of deferment to your customer, they will be able to pay in 30 days, but the customer will be charged on the 90th day. So, you cash out sooner, but your customer's balance remains the same.
No, customers will continue to pay via bank transfer. Just approve the credits on the platform when they're ready to pay.
To get a credit card with a ceiling adapted to the volume of your supplier payments, the most direct solution is for your customer to contact their bank or financial institution. However, if you want a more customized and integrated solution, our experts at PlusAdvance are at your disposal. They will provide you with a list of issuers already affiliated with our platform, further facilitating the process and helping you to contact selected clients.
WHEN YOU WANT TO SIMPLIFY THE MANAGEMENT OF YOUR COLLECTIONS
Create dynamic collection requests by grouping one or more invoices and send a payment link to your customer that they will simply have to approve to close the transaction with an irrevocable transfer (PSD2)
WHEN YOU WANT TO SPEED UP THE TIME TO CASH OUT FROM YOUR CUSTOMERS
Monitor all invoices that your customers have approved for payment and flexibly choose if and when to speed up collection times for one or more invoices.
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Thanks to PlusAdvance, you can create your own customized program, also integrating solutions to optimize collection times.
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Share capital: €14,242 fully paid-up – Registered with the Companies Register of the Rome Chamber of Commerce – Tax Code and registration number: 01929410437 – Registered with the Economic and Administrative Index (R.E.A.) No. RM 1615489 – plusadvance@pec.it
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About us
Press Review
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Send us a message
Book a product demo
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